{"id":1243,"date":"2023-03-31T08:38:01","date_gmt":"2023-03-31T08:38:01","guid":{"rendered":"https:\/\/www.spidersoftwareindia.com\/blog\/?p=1243"},"modified":"2023-03-31T08:38:02","modified_gmt":"2023-03-31T08:38:02","slug":"crucial-financial-tasks-must-be-done-before-31-march-2023","status":"publish","type":"post","link":"https:\/\/www.spidersoftwareindia.com\/blog\/crucial-financial-tasks-must-be-done-before-31-march-2023\/","title":{"rendered":"Crucial Financial Tasks MUST be done before 31 March 2023!"},"content":{"rendered":"\n<p>Prior to March 31, 2023, this are a number of crucial financial duties that must be fulfilled.<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>As the current fiscal year draws to a close on March 31, 2023, it is crucial to complete a number of important financial tasks. These tasks include linking your PAN with Aadhaar, paying any outstanding advance tax, and updating your Income Tax Returns (ITR). Failing to meet these deadlines could lead to penalties and other negative consequences.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"https:\/\/www.spidersoftwareindia.com\/blog\/what-will-happen-if-you-do-not-link-your-pan-to-aadhaar-before-31st-march-or-30th-june\/\" target=\"_blank\" rel=\"noreferrer noopener\">Linking your PAN-Aadhaar:<\/a><\/h2>\n\n\n\n<p>To avoid any negative consequences, taxpayers are required to link their PAN with Aadhaar before June 30 as mandated by the government. Although this deadline has been postponed in the past, the Income Tax Department has issued a warning, emphasizing the importance of meeting the current deadline. Failure to link PAN with Aadhaar before July 1 will result in the PAN becoming non-operational, and taxpayers will be penalized with a Rs 1,000 fee. Hence, it is crucial to complete this task before the deadline.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/link-aadhar-to-pan-via-sms-1024x576.jpg\" alt=\"\" class=\"wp-image-1244\" width=\"512\" height=\"288\" srcset=\"https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/link-aadhar-to-pan-via-sms-1024x576.jpg 1024w, https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/link-aadhar-to-pan-via-sms-300x169.jpg 300w, https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/link-aadhar-to-pan-via-sms-768x432.jpg 768w, https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/link-aadhar-to-pan-via-sms.jpg 1200w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\">Updated ITR Filing:<\/h2>\n\n\n\n<p>Taxpayers are required to file their updated income-tax returns for the financial year 2019-2020, also known as Assessment Year 2020-2021, by March 31. It is important to note that there is no provision for filing the return after the deadline has passed. Failing to submit an updated ITR before the due date could lead to penalties and other negative consequences. Taxpayers should ensure that they file their ITR on time and accurately to avoid any complications or potential issues in the future. Additionally, timely filing of ITR can help individuals to avoid any legal action taken by the Income Tax Department. Therefore, it is essential to complete this financial task before the deadline.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/income-tax-return-itr-gettythinkstock-1200-1024x569.jpg\" alt=\"\" class=\"wp-image-1245\" width=\"512\" height=\"285\" srcset=\"https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/income-tax-return-itr-gettythinkstock-1200-1024x569.jpg 1024w, https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/income-tax-return-itr-gettythinkstock-1200-300x167.jpg 300w, https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/income-tax-return-itr-gettythinkstock-1200-768x427.jpg 768w, https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/income-tax-return-itr-gettythinkstock-1200.jpg 1200w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\">Payment of the Advance Tax:<\/h2>\n\n\n\n<p>As per the guidelines set by the Income Tax Department, taxpayers are required to pay the final instalment of advance tax for the financial year 2022-2023 by March 15, 2023. Failure to make this payment on time could result in penalties and other negative consequences. The Income-Tax Act mandates that an individual must pay advance tax if their estimated tax liability after Tax Deducted at Source (TDS) deductions is Rs 10,000 or more. It is essential for taxpayers to accurately estimate their tax liability and pay advance tax on time to avoid any complications or potential legal action taken by the Income Tax Department. Paying advance tax on time can also help taxpayers to better manage their finances and avoid last-minute stress. Therefore, it is crucial to complete this financial task before the deadline.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/advance-tax.jpg\" alt=\"\" class=\"wp-image-1246\" width=\"339\" height=\"315\" srcset=\"https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/advance-tax.jpg 678w, https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/advance-tax-300x279.jpg 300w\" sizes=\"(max-width: 339px) 100vw, 339px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\">Investments in Tax-Saving:<\/h2>\n\n\n\n<p>Taxpayers who have opted for the old tax system for the financial year 2022-2023 are required to complete their tax-saving investments before March 31, 2023. This is a crucial deadline, as these investments can be used to claim deductions on taxable income under the previous tax regime. Taxpayers can claim deductions on a variety of expenses related to their investments, such as life insurance premiums, contributions to the Public Provident Fund (PPF), Equity-Linked Saving Schemes (ELSS), and National Pension Scheme (NPS), among others. These deductions can help to reduce the taxpayer&#8217;s taxable income, resulting in a lower tax liability. It is essential for taxpayers to plan their investments carefully and complete them before the deadline to avoid missing out on these tax-saving benefits. Additionally, investing in tax-saving instruments can help individuals to meet their long-term financial goals while also reducing their tax burden. Therefore, it is crucial to complete this financial task before the deadline.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/deduction-under-section-80c-tax-saving-investment.jpg\" alt=\"\" class=\"wp-image-1247\" width=\"336\" height=\"252\" srcset=\"https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/deduction-under-section-80c-tax-saving-investment.jpg 448w, https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/deduction-under-section-80c-tax-saving-investment-300x225.jpg 300w\" sizes=\"(max-width: 336px) 100vw, 336px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\">PMVVV Scheme:\u00a0<\/h2>\n\n\n\n<p>The Pradhan Mantri Vaya Vandana Yojana (PMVVY) is a government-backed pension scheme that offers insurance coverage and a steady income to senior citizens. Under this scheme, individuals can invest up to Rs. 15 lakh, and the returns on the investment are guaranteed by the government. The scheme is designed to provide financial security to older persons and help them meet their daily expenses after retirement.<\/p>\n\n\n\n<p>The deadline for making investments in the PMVVY scheme for the financial year 2022-2023 is March 31, 2023. It is important for individuals who are eligible for the scheme to consider this investment option and make the necessary contributions before the deadline. The scheme offers attractive interest rates and guaranteed returns, making it an excellent option for those seeking financial security in their old age.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/PMVVY-Scheme.jpg\" alt=\"\" class=\"wp-image-1248\" width=\"329\" height=\"249\" srcset=\"https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/PMVVY-Scheme.jpg 657w, https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/uploads\/2023\/03\/PMVVY-Scheme-300x227.jpg 300w\" sizes=\"(max-width: 329px) 100vw, 329px\" \/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline\"><a class=\"wp-block-button__link has-vivid-cyan-blue-color has-text-color wp-element-button\" href=\"https:\/\/spidersoftwareindia.com\/contact-us.php\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Free Demo<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline\"><a class=\"wp-block-button__link has-vivid-green-cyan-color has-text-color wp-element-button\" href=\"https:\/\/spidersoftwareindia.com\/contact-us.php\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Buy Now<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n<div class=\"pvc_clear\"><\/div><p id=\"pvc_stats_1243\" class=\"pvc_stats all  \" data-element-id=\"1243\" style=\"\"><i class=\"pvc-stats-icon large\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p><div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Prior to March 31, 2023, this are a number of crucial financial duties that must be fulfilled.<\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_1243\" class=\"pvc_stats all  \" data-element-id=\"1243\" style=\"\"><i class=\"pvc-stats-icon large\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/www.spidersoftwareindia.com\/blog\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":1,"featured_media":1262,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[59,34,5,58,61,41,60,33,9,40],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Crucial Financial Tasks MUST be done before 31 March 2023! - Technical Analysis &amp; Finance Blogs by Spider Software<\/title>\n<meta name=\"description\" content=\"Crucial Financial Tasks MUST be done before 31 March 2023! 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